Thoughts on Finance, Current Affairs and General Consumer Ripoffs - Damn Lies and Statistics

How to get money back from Cauta Capital Bonds? I wrote about Cauta Capital and the risks of investing money with them back in 2019.  Sadly some of the investors in Cauta Capital are now finding out the true risks to their bond capital as repayment dates have been missed and they've apparently had erratic interest payments along the way too. Cauta were offering unrealistic interest rates of 11% on their bonds and had no mention on the adverts of the risks involved in lending money to a small startup company in the way of unregulated bonds. As with Fluid ISA Bonds investing money in an unregulated company gives you very little in the way of options to recover your money if the company go bust or stop answering your calls or emails. The money with Cauta Capital is not protected by FSCS or FCA regulated so if the company fails to pay then investors would only be able to take legal action themselves to force a return of their capital. If the company has no assets then this would be fu...

 There have been a number of investors in Fluid ISA Bond reporting that payments have not been received when expected and that they have been unable to contact the company by phone or email.  It also appears that the Fluid ISA Bond website is down supposedly for maintenance but the main Fluid website refers investors to visit the dedicated ISA bond website which is also down for maintenance and has been for some weeks. Unfortunately unregulated mini bonds such as the Fluid ISA have a risk of 100% capital loss as you are lending money to a small company. There is no indication that investors will lose all their money in Fluid ISA but the longer that they're unable to make contact with the company the more worrying it will be. Have you invested in Fluid ISA and are waiting for money to be repaid? Add a comment below so you can see if other investors are in the same position. It is unusual for a company to take a website down for maintenance over extended periods when usually it...