Fluid ISA Bond Matured Payments Not Paid or Received

By J Drew -

 There have been a number of investors in Fluid ISA Bond reporting that payments have not been received when expected and that they have been unable to contact the company by phone or email. 

It also appears that the Fluid ISA Bond website is down supposedly for maintenance but the main Fluid website refers investors to visit the dedicated ISA bond website which is also down for maintenance and has been for some weeks.

Unfortunately unregulated mini bonds such as the Fluid ISA have a risk of 100% capital loss as you are lending money to a small company. There is no indication that investors will lose all their money in Fluid ISA but the longer that they're unable to make contact with the company the more worrying it will be.

Have you invested in Fluid ISA and are waiting for money to be repaid? Add a comment below so you can see if other investors are in the same position.

It is unusual for a company to take a website down for maintenance over extended periods when usually it would only be unavailable during an upgrade and replacement with a new site which then is visible. The site does give the following statement which doesn't really mean maintenance, just that they're no longer selling bonds.

Due to changes in regulations, we are not offering new investment in Fluid Bonds at this time.

The only screenshots of the Fluid ISA 1 Bond Limited is the one showing the site is under maintenance. 

Fluid ISA Bond Matured Payments Not Paid or Received


The Fluid ISA login page does have a risk warning but it seems unlikely it was there when they were selling bonds

Your capital is at risk and interest payments are not guaranteed. Investment via Fluid is not covered by the Financial Services Compensation Scheme (FSCS). In the event of default or if Fluid becomes insolvent, you may lose some or all of your investment, including interest payments due.

https://fluidisa.com/maintenance-page/

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